Joanna Grankin

“Working with Josh means I feel hugely more secure about my financial future.

Maureen Byrne

“Josh keeps everything simple; he doesn't use financial jargon.

Charles & Joanne Bloom

“We feel very safe and secure about our financial future knowing Josh is guiding us

Paul & Sandra Burns

“The Orchard Practice have given us the confidence that we can enjoy our retirement when the time comes

Sally Wilds

“Josh has made me feel much more positive about my future

Daniel Minsky

“My family's financial future is in safe hands with The Orchard Practice

In For A Penny podcast

Understand more about your finances with our podcast.

In conjunction with freelance personal finance journalist, Marc Shoffman, The Orchard Practice’s Joshua Gerstler, hosts a regular podcast called In For a Penny. Each episode aims to simplify some of the more confusing financial concepts and challenges that individuals, families and business owners may be grappling with.

To view all podcast episodes and listen to any episode, visit our podcast page or, alternatively, use the player below.

If you have enjoyed listening to our podcast then let us know!

For Apple Podcasts, simply:

  1. Find our show in Apple Podcasts
  2. Click on In For A Penny, and scroll right to the bottom of the podcast page until you get to ratings and reviews section
  3. Leave your rating and review

Listeners can leave one review per show, and Apple can take up to 7 days to approve reviews so, if you don’t see it immediately, don’t worry.

For Spotify, simply:

  1. Search for our show, In For A Penny
  2. If you’re on a specific episode, just tap the thumbnail and you’ll be directed back to the show page
  3. Tap the rating under the description, or tap More … and click Rate Show

Spotify doesn’t yet allow users to leave written reviews, but you can still leave a star rating.

These podcasts are not part of the Openwork offering. Openwork Limited accept no responsibility for this aspect of our business.

Our awards

Finalist - Personal Finance Society Awards 2025 - Protection Advice Specialist of the Year - Joshua Gerstler
Shortlisted - MoneyAge Awards 2025 - Mortgage Adviser or Broker of the Year
Shortlisted - MoneyAge Awards 2025 - Micro Wealth Management Firm of the Year
Finalist - Investment Life & Pensions Moneyfacts Awards 2025- Protection Adviser of The Year
Finalist - Investment Life & Pensions Moneyfacts Awards 2025 - Paraplanner of The Year
Best Adviser Website – Professional Adviser Awards 2026
Finalist - Best Mortgage & Protection Intermediary Awards - Protection Review Awards 2025
Best Broker for Equity Release - Mortgage Strategy Awards 2026
Mortgage Introducer Awards 2025 - Broker Firm of the Year (Up to 10 Advisers)
Finalist - UK Health and Protection Awards 2025 - Best Individual Protection Advice Firm
Finalist - Cover Excellence Awards 2025 - Outstanding Client Engagement
Shortlisted - MoneyAge Awards 2025 - Financial Adviser Award Micro Firm of the Year
Finalist - UK Health and Protection Awards 2025 - Best Protection Adviser - Joshua Gerstler
Financial Advisory Firm of the Year - Wealth and Asset Management Awards 2025
Commended - Moneyfacts Awards 2025 - Mortgage Administrator of the Year – Chaya Warner
Finalist - Cover Excellence Awards 2025 - Protection Intermediary of the Year
Finalist - Cover Excellence Awards 2025 - Rising Star of the Year - Ryan Connolly
Finalist - UK Health and Protection Awards 2025 - Best Small Protection Advice Firm
Finalist -Moneyfacts Awards 2025 - Mortgage Broker of The Year
MoneyAge - Wealth & Asset Management Awards 2025 - Financial Advisory Firm of the Year
Winner 2024/2025 - Personal Finance Society Mortgage and Protection Advice Specialist
Finalist - Moneyfacts Awards 2024 - Equity Release Adviser of the Year 2024
Finalist - Moneyfacts Awards 2024 - Investment Adviser of the Year 2024
Finalist - Moneyfacts Awards 2024 - Protection Adviser of the Year 2024
Finalist - Moneyfacts Awards 2024 - Retirement Adviser of the Year 2024
Finalist - Moneyfacts Awards 2024 - Tax and Estate Planner of the Year 2024
Shortlisted - Money Age Awards - Mortgage Adviser of Broker of the Year 2024
UK Health & Protection Awards 2023 - Best Protection Adviser
UK Health & Protection Awards 2023 - Best Small Protection Advice Firm
UK Health & Protection Awards 2023 - Best Individual Protection Advice Firm
Finalist - Moneyfacts Awards 2023 - Protection Adviser of the Year 2023
Finalist - Moneyfacts Awards 2023 - Tax and Estate Planner of the Year 2023
Finalist - Health & Protection Awards 2022 - Best Small Protection Advice Firm
Finalist - Health & Protection Awards 2022 - Best Protection Adviser
Finalist - Health & Protection Awards 2022 - Best Individual Protection Advice Firm
Finalist - Health & Protection Awards 2022 - Best High Net Worth Client Advice Firm
Finalist - Cover Excellence Awards 2022
Shortlisted - Mortgage Introducers Awards 2022 - Later Life Broker of the Year and Broker Firm of the Year
Excellence Awardees - Mortgage Introducers Awards 2022 - Later Life Broker of the Year
Excellence Awardees - Mortgage Introducers Awards 2022 - Broker Firm of the Year (Up to 10 Advisers)
Shortlisted - Money Marketing Awards - Best Protection Advice Firm 2022
Finalist - Moneyfacts – Tax and Estate Planner of the Year 2022
Finalist - Moneyfacts – Protection Adviser of the Year 2022
Highly Commended - Boring Money - 2021
Finalist - Professional Adviser New Talent Awards Administrator of the Year 2020
Finalist - Family Wealth Report – Family Business of the Year 2021
Finalist - Moneyfacts – Tax and Estate Planner of the Year 2021
Finalist - Moneyfacts – Protection Adviser of the Year 2021
Finalist - Moneyfacts – Tax and Estate Planner of the Year 2020
Commended - Moneyfacts – Tax and Estate Planner of the Year 2019
Finalist - Moneyfacts – Protection Adviser of the Year 2019
Shortlisted - MoneyAge – Equity Release Broker of the Year 2021
MoneyAge - The Mortgage Awards 2021 – Best Buy-to-Let Broker
MoneyAge – Small Broker of the Year (Southern Regions) 2021 – Shortlisted
Shortlisted - MoneyAge – Best New Homes Broker of the Year 2021
Shortlisted - MoneyAge – Overall Broker of the Year (Southern Regions) 2021
Shortlisted - MoneyAge – Micro Firm of the Year 2020
Shortlisted - MoneyAge – Micro Wealth Management Firm of the Year 2020
Shortlisted - MoneyAge – Wealth Management Firm of the Year 2019
Shortlisted - MoneyAge – Mortgage Adviser or Mortgage Broker of the Year 2019
Shortlisted - MoneyAge – Micro Firm of the Year 2019
Shortlisted - MoneyAge – Best Mortgage Adviser 2019
VouchedFor Top Rated Adviser 2025
VouchedFor Top Rated Adviser 2024
VouchedFor Top Rated Adviser 2023
VouchedFor Top Rated Adviser 2022
VouchedFor Top Rated Adviser 2021
VouchedFor Top Rated Adviser 2020
VouchedFor Top Rated Adviser 2019
The Orchard Practice
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