Joanna Grankin

“Working with Josh means I feel hugely more secure about my financial future.

Maureen Byrne

“Josh keeps everything simple; he doesn't use financial jargon.

Charles & Joanne Bloom

“We feel very safe and secure about our financial future knowing Josh is guiding us

Paul & Sandra Burns

“The Orchard Practice have given us the confidence that we can enjoy our retirement when the time comes

Sally Wilds

“Josh has made me feel much more positive about my future

Daniel Minsky

“My family's financial future is in safe hands with The Orchard Practice

Why choose us?

Discover some of the reasons we stand out from the crowd.

Our team members hold “gold standard” accreditations

When you work with us, you’ll be working with a highly qualified team.

We’re multi award-winners

We’re very proud that our professional expertise and dedicated, client-focused service have been recognised with many prestigious professional awards and nominations.

MoneyAge The Mortgage Awards 2021 – Best Buy-to-Let Broker
Family Wealth Report – Family Business of the Year 2021 – Finalist
Moneyfacts – Protection Adviser of the Year 2021 – Finalists

We’re Top-Rated advisers

Thanks from our clients is the best recognition of all. We are therefore delighted to have 5* Google reviews and have been named a “VouchedFor Top-Rated Adviser”, based on positive client feedback, for three consecutive years.

VouchedFor Top Rated Adviser 2023
VouchedFor Top Rated Adviser 2022
VouchedFor Top Rated Adviser 2021
VouchedFor Top Rated Adviser 2020
VouchedFor Top Rated Adviser 2019

We’re a family practice with a long history

We’ve been in business since 1997. That means we’ve been helping our clients to reach their goals and achieve financial confidence for more than 20 years. Our family-firm ethos and the close partnerships we’re able to build with our clients as a small, close-knit business, have meant we’ve enjoyed relationships that have lasted, in many cases, as long as the firm itself.

We champion our clients

At The Orchard Practice we understand that caring for you – and not just your finances – is what matters most. We treat all our clients like we would want to be treated ourselves which is the fundamental reason why most of our client relationships develop into friendships. In fact, in our recent client survey, 92.86% of clients said they would recommend us to their friends and family, with 65.00% of clients having done so in the last 12 months alone.

What’s more, 96.30% of clients believe that working with us has helped or will help to achieve their financial goals. A fact that makes us very happy!

The Orchard Practice profile

Read our online reviews

Our clients regularly review us on Vouchedfor, the UK’s leading customer review site for financial planners. Click the VouchedFor badge to find out what they have to say.

Helen Keeler
Helen Keeler
Helpful, friendly and professional Practice. Very welcoming, good & easy to understand advice and always available for any queries. Would highly reccomend them.
Wendy Fellowes
Wendy Fellowes
Been a customer for many years Excellent customer service Informed advice - they are happy to demystify the financial jargon Sympathetic to clients needs
Mandy Payne
Mandy Payne
From the start Josh and his team have been friendly, helpful and made me feel at ease. They have listened to me, got to know me and given me great advise on my pensions. They are always on the end of the phone to help if I have any concerns. I would highly recommend the Practice.
Jonathan Morris
Jonathan Morris
Excellent advice from Josh at The Orchard Practice as usual.
Brittany Zeiderman
Brittany Zeiderman
TOPFS are an incredibly professional, supportive outfit who have gone above and beyond to help us feel comfortable in our property purchase. The TOPFS team have always been on-hand for any questions we have and explain things in a very comprehensive way - making our lives a lot easier throughout our purchase journey! Would highly recommend the team and their services.
Ikenna Lewis - Miller
Ikenna Lewis - Miller
Efficient, professional and are always the first people I turn too when I need to make any financial decisions.
Louis Loizou
Louis Loizou
Malcolm was really helpful and did a great job in finding me the best deal for my first home
This is the second time I have used the Orchard Practice for mortgage and financial advice and every time the advice is excellent, the communication is prompt and really clear. Thoroughly recommended.
Jeremy van den Bergh
Jeremy van den Bergh
My family and I have been customers of the Orchard Practice for over 20 years and have always received top class advice and service. The whole team are focused on developing long-term individually tailored advice and relationships with their customers. Always in a highly professional and friendly manner.

Our Promises To You

We will always listen to what you want

We will always respond to your calls or emails

We will always act in your best interests

We will always look after you

What our clients say

We ask for feedback – and we act on it. We’re always on the lookout for new ways to help our clients achieve the best life possible.


of our financial planning clients would recommend us to others.


of our mortgage clients would come back to us for their next mortgage.