Joanna Grankin

“Working with Josh means I feel hugely more secure about my financial future.

Maureen Byrne

“Josh keeps everything simple; he doesn't use financial jargon.

Charles & Joanne Bloom

“We feel very safe and secure about our financial future knowing Josh is guiding us

Paul & Sandra Burns

“The Orchard Practice have given us the confidence that we can enjoy our retirement when the time comes

Sally Wilds

“Josh has made me feel much more positive about my future

Daniel Minsky

“My family's financial future is in safe hands with The Orchard Practice

About us

We’re a family-run financial planning business, supporting clients at all stages of life. At The Orchard Practice, we look after you as well as your finances. We treat all of our clients as we would want to be treated ourselves - which is why most of our client relationships develop into friendships.

Who we are

We’re a family-owned team of financial planners based in Elstree & Borehamwood. Established in 1997, we use our experience and expertise to support our clients in achieving their financial and lifestyle goals.

Whether it’s help with retirement planning, mortgages, investments or business protection, when you work with us you’ll always have an expert at hand.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Meet our team

Clients tell us...

You guys are phenomenal!! Great customer service from everyone I’ve dealt with over the past year. Wealth of knowledge and patience. I do not just appreciate your ability to see what I couldn’t financially and steer me right, I also appreciate all the knowledge I’ve gained from you guys especially Josh. I am a proud home owner because of you guys!!! See you soon for my next financial milestone and thank you everyone.

Nicky, October 2018

When I met Josh at the first meeting I was impressed with the level of detail he went into, modelling from information I had provided and then making the output simple to understand in both graph form and numbers format. I have not come across anything that could be done better. Josh is on the button with regard to planning ahead and keeping abreast of my funds. Profits on the funds he advised to invest in are very impressive, far exceeding anything that could be gained through my own efforts.

Sam, July 2021

I have recently retired with a very substantial pension fund accumulated following the assistance advice of The Orchard Practice. After lockdown, the stock market fell off a cliff and I braced myself for some serious losses on my pension funds. Instead, my funds increased whilst remaining in solid and sound investments! Normally, I never give testimonials, but I feel The Orchard Practice deserve recognition for the dedicated service they have given me for over 35 years.

A, Middlesex, January 2021

Josh and his team were knowledgable, understanding and super helpful for me and my entire family. I wouldn't trust anyone else to look after our financial interests. Have we seen the outcome you were hoping for? 100% And more!

D, June 2021

Efficient service and would highly recommend, always helpful with expert knowledge.

Sanjay and Sukh, October 2018

Josh has worked tirelessly to help us with financing the purchase of our new home. Him or his team have been always on hand to answer any questions we had, supporting us all the way through. Thank you!

Roman & Ivana, November 2018

We have used The Orchard Practice since the purchase of our first property almost 4 years ago and have used them for every new purchase and re-mortgage since. I have the utmost trust in their advice and am grateful for all the assistance they have given us. We will continue to both use The Orchard Practice and recommend The Orchard Practice to others.

Ricky, October 2018

Exceptional service was provided by Josh, Andy and Georgia throughout the whole process from start to finish. They would always be ready to answer any questions I had with very prompt replies. I would definitely recommend and I will be using The Orchard Practice again in the future.

C, London, February 2021

We were looking at purchasing our first home and needed a mortgage broker to find us the best deal and apply for help to buy. Josh explained the process from start to finish clearly and answered any questions we had. He then found us the best deal and secured us a mortgage offer for our first home, keeping us updated throughout the process. We received our offer very quickly all thanks to Josh and the team. They exceeded our expectations.

Client, Kent, October 2021

Joshua was very kind with his time. As first time buyers we were extremely nervous about the process. Both Joshua and his team reassured us every step of the of the way. Each meeting was well thought out and we will now be moving into our first home in the coming weeks.

Client, London, October 2021