Joanna Grankin

“Working with Josh means I feel hugely more secure about my financial future.

Maureen Byrne

“Josh keeps everything simple; he doesn't use financial jargon.

Charles & Joanne Bloom

“We feel very safe and secure about our financial future knowing Josh is guiding us

Paul & Sandra Burns

“The Orchard Practice have given us the confidence that we can enjoy our retirement when the time comes

Sally Wilds

“Josh has made me feel much more positive about my future

Daniel Minsky

“My family's financial future is in safe hands with The Orchard Practice

Financial planning for business owners

We’re a highly experienced team with more than 20 years’ experience assisting clients in achieving their business and personal financial goals.

We offer a comprehensive, wide range of services which we design around your specific personal financial goals and the needs of your business.

Are you looking for assistance in implementing an employee benefits strategy to help attract and retain talented staff? Do you want a partner to guide you in setting up a pension scheme? Are your thoughts turning to your exit from the business, whether that’s through sale or a succession plan? Do you want to know you’re protected against the financial impact of losing a key employee?

Whatever your goals, you’ll benefit from our experience in identifying the most appropriate solutions to your financial challenges, leaving you free to concentrate on growing your business and your profit.

By taking the time to really get to know you, your financial situation and your aspirations for the future, we can help you build a plan, take full advantage of all opportunities that are open to you and move forward with confidence, knowing your business and your personal lifestyle aspirations are working in harmony towards the same end goals.

Maureen Byrne
“Josh keeps everything simple; he doesn't use financial jargon.

Clients ask us..

Can you help me protect my business?

In business, as in life, you can never be quite sure what is around the next corner. However, with the right protection in place, it’s possible to mitigate the financial impact of any unexpected events your business faces such as the loss of a key employee, or the interruption to your ability to trade.

I have to set up a workplace pension scheme. What do I need to do?

The law on workplace pensions means every employer with at least one member of staff has certain obligations, including putting those who meet certain criteria into a workplace pension scheme and contributing towards it. At The Orchard Practice we can help provide a solution to take care of your responsibilities and take the strain from you.

Can you help me enhance my employee benefits offering?

An enhanced package of employee benefits can help to boost your recruitment, retention and staff engagement levels. Whether it’s setting up group medical insurance or a Death in Service scheme, offering valuable benefits to your employees can bring benefits to your business as well.

What are my options for exiting my business?

Succession works in four main ways: Handing over the ownership to a family member; handing over the ownership to the remaining business owners; appointing an external successor; or, disposing of the business through a sale, management buy-out, management buy-in or voluntary liquidation. We can help you understand what’s right for you, think about what you want to achieve in your life after your exit and therefore, what you need to get in place to ensure that happens.

How we work

Our approach is all about getting to know you, what’s important to you and building the strategies that make it as easy as possible for you to achieve your financial aims and your lifestyle goals.

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