In your 40s & 50s
In your 40s and 50s you may still have young children to care for, school or university fee commitments, and possibly even elderly parents to look after – all on top of keeping your career flourishing and the mortgage paid.
However, it’s likely that you’re also becoming increasingly aware the future needs some planning too. With retirement coming up on the horizon, you may have worries about how much you have in your pension pot and what else you need to do to ensure you can continue to live comfortably for the rest of your life.
With our financial guidance and help, we will provide peace of mind and a plan to achieve your aspirations as well as the financially secure and comfortable retirement you deserve, when you finally stop spinning all those plates.
Charles & Joanne Bloom
“We feel very safe and secure about our financial future knowing Josh is guiding us
Benefits of financial planning in your 40s and 50s
Despite everything that’s going on in this busy stage of your life, now is the time to focus in on what you want your life to look like during your retirement years.
Financial planning will help you:
Enjoy your life now, knowing you are doing all you can to ensure long-term financial security
Understand your pension options and determine the best plan for you
Protect your family’s financial future in the event of illness, loss of income or death
Invest wisely to see the best growth possible
Clients ask us…
How much money will I need to retire comfortably? And do I have enough?
There’s no one-size-fits-all answer to this one. To give you an answer, we take the time to establish what you want your retirement to look like, what your current arrangements are, and how well they are matched, using sophisticated cash flow modelling technology. We’ll then make recommendations about what you’ll need and how you can best prepare for and meet your financial needs as you approach retirement.
Can I retire early?
We’ve helped many of our clients retire earlier than they thought would be possible. With the right planning, we may be able to help you retire in a way, and at a time, that suits you too.
Am I paying too much tax?
Joshua Gerstler has extensive experience and although not practising, is a Chartered Accountant as well as a Chartered Financial Planner. He is able to give you a comprehensive understanding of your tax allowances.
I want to buy a house / invest in property – can you help?
We have plenty of experience when it comes to helping clients secure the most advantageous mortgages, best suited to their need and financial goals. In fact, we’re multiple award-winners, recognised for our outstanding service and advice in this area.
How we work
Our approach is all about getting to know you, what’s important to you and building the strategies that make it as easy as possible for you to achieve your financial aims and your lifestyle goals.
